Aajohn’s Weblog

Cycled to/from work. Found it hard-ish on the way back but did both journeys in roughly my usual time. My left knee hurt a bit. Could also feel my back on that side. Later had a chat with The Son and his friend on the way to football practice about cardio. We concluded that the [...]

Cardio: Cycled to/from work
Weights: Fly m/c 3×12×50k; chest press m/c 3×10×50kg; pulldown 3×12×25kg; Lat m/c 3×10×60kg; Lats2 3×10×55kg; Shoulders 3×10×30kg
Food: Oats & milk, Coffee (4), cheese, apple, satsuma (2), Combination singapore noodles, beer, diet coke, chocolate, cranberries and macadamias, cakes
Upstairs Christmas Party – £0 (Tomato and Mozzarella Salad , Salmon Calzogne (Veg option), Christmas [...]

What does being frugal mean to me? Sticking to a list when shopping. It means saving up for big purchases rather than buying something on credit and repaying it later. It means actually going to the supermarket instead of having the groceries delivered – we do, at Aldi. It means actually comparing prices and buying [...]

One thing I’ve been trying to do is write more lists. I need to have one that if it’s not on it it doesn’t get purchased. I’m lucky in that if I stuck to it the £240 I give my Mum a month for food would be seen as good? I don’t meal plan so [...]

I’ve been reading lots of blogs about personal finance. I’ve been inspired by what I’ve read. I’m looking for ways to decrease my expenses. Can I increase my income?

Last Sunday we had a talk about finances. It was difficult. We’re at different places. I’m a spendthrift she’s not. I track my finance quite closely. I’m not yet ready to give up the luxuries (iPhone, broadband – what about my son who’s on xbox live).

Decided enough was enough. Time to look at a budget. Time to pay off the credit cards. Need to think of the future, replacements, education. So the breakdown is in a couple of spreadsheets. Looks like a marathon and not a sprint.